mortgage discrimination, research methodology, and fair-lending enforcement /
نام نخستين پديدآور
Stephen Ross and John Yinger.
وضعیت نشر و پخش و غیره
محل نشرو پخش و غیره
Cambridge, Mass. :
نام ناشر، پخش کننده و غيره
MIT Press,
تاریخ نشرو بخش و غیره
2002.
مشخصات ظاهری
نام خاص و کميت اثر
viii, 459 pages :
ساير جزييات
illustrations ;
ابعاد
24 cm
یادداشتهای مربوط به کتابنامه ، واژه نامه و نمایه های داخل اثر
متن يادداشت
Includes bibliographical references (pages 425-442) and indexes.
یادداشتهای مربوط به مندرجات
متن يادداشت
The mortgage market and the definition of mortgage lending discrimination -- A conceptual framework for mortgage lending -- The literature on mortgage lending discrimination up to and including the Boston Fed study -- Evaluating criticisms of the Boston Fed study -- Accounting for variation in underwriting standards across lenders -- Other dimensions of discrimination: pricing, redlining, and cultural affinity -- Using performance data to study mortgage discrimination: evaluating the default approach -- Lender behavior, loan performance, and disparate-impact discrimination -- Implications for fair-lending enforcement.
بدون عنوان
0
یادداشتهای مربوط به خلاصه یا چکیده
متن يادداشت
"In this book Stephen Ross and John Yinger discuss what has been learned about mortgage-lending discrimination in recent years. They reanalyze existing loan-approval and loan-performance data and devise new tests for detecting discrimination in contemporary mortgage markets. They provide an in-depth review of the 1996 Boston Fed Study and its critics, along with new evidence that the minority-white loan-approval disparities in the Boston data represent discrimination, not variation in underwriting standards that can be justified on business grounds.
متن يادداشت
Their analysis also reveals several major weaknesses in the current fair-lending enforcement system, namely, that it entirely overlooks one of the two main types of discrimination [disparate impact], misses many cases of the other main type [disparate treatment], and insulates some discriminating lenders from investigation. Ross and Yinger devise new procedures to overcome these weaknesses and show how the procedures can also be applied to discrimination in loan-pricing and credit-scoring."--Jacket.
موضوع (اسم عام یاعبارت اسمی عام)
موضوع مستند نشده
Discrimination in mortgage loans-- United States.
موضوع مستند نشده
Discrimination dans les prêts hypothécaires-- États-Unis.
موضوع مستند نشده
Discriminatie.
موضوع مستند نشده
Discrimination in mortgage loans-- United States.
موضوع مستند نشده
Discrimination in mortgage loans.
موضوع مستند نشده
Huiseigenaren.
موضوع مستند نشده
Hypotheken.
موضوع مستند نشده
Leningen.
نام جغرافیایی به منزله موضوع
موضوع مستند نشده
United States.
بدون عنوان
7
رده بندی ديویی
شماره
332
.
7/2/0973
ويراست
21
رده بندی کنگره
شماره رده
HG2040
.
2
نشانه اثر
.
R67
2003
سایر رده بندی ها
شماره رده
71
.
62
کد سيستم
bcl
نام شخص به منزله سر شناسه - (مسئولیت معنوی درجه اول )