عنوان
پدید آورنده
موضوع
رده
HG2040.2 .R67 2003
HG2040
.
2
.
R67
2003
کتابخانه
محل استقرار
INTERNATIONAL STANDARD BOOK NUMBER
(Number (ISBN
0262182289
(Number (ISBN
9780262182287
NATIONAL BIBLIOGRAPHY NUMBER
Number
b756874
TITLE AND STATEMENT OF RESPONSIBILITY
Title Proper
The color of credit :
General Material Designation
[Book]
Other Title Information
mortgage discrimination, research methodology, and fair-lending enforcement /
First Statement of Responsibility
Stephen Ross and John Yinger.
.PUBLICATION, DISTRIBUTION, ETC
Place of Publication, Distribution, etc.
Cambridge, Mass. :
Name of Publisher, Distributor, etc.
MIT Press,
Date of Publication, Distribution, etc.
2002.
PHYSICAL DESCRIPTION
Specific Material Designation and Extent of Item
viii, 459 pages :
Other Physical Details
illustrations ;
Dimensions
24 cm
INTERNAL BIBLIOGRAPHIES/INDEXES NOTE
Text of Note
Includes bibliographical references (pages 425-442) and indexes.
CONTENTS NOTE
Text of Note
The mortgage market and the definition of mortgage lending discrimination -- A conceptual framework for mortgage lending -- The literature on mortgage lending discrimination up to and including the Boston Fed study -- Evaluating criticisms of the Boston Fed study -- Accounting for variation in underwriting standards across lenders -- Other dimensions of discrimination: pricing, redlining, and cultural affinity -- Using performance data to study mortgage discrimination: evaluating the default approach -- Lender behavior, loan performance, and disparate-impact discrimination -- Implications for fair-lending enforcement.
0
SUMMARY OR ABSTRACT
Text of Note
"In this book Stephen Ross and John Yinger discuss what has been learned about mortgage-lending discrimination in recent years. They reanalyze existing loan-approval and loan-performance data and devise new tests for detecting discrimination in contemporary mortgage markets. They provide an in-depth review of the 1996 Boston Fed Study and its critics, along with new evidence that the minority-white loan-approval disparities in the Boston data represent discrimination, not variation in underwriting standards that can be justified on business grounds.
Text of Note
Their analysis also reveals several major weaknesses in the current fair-lending enforcement system, namely, that it entirely overlooks one of the two main types of discrimination [disparate impact], misses many cases of the other main type [disparate treatment], and insulates some discriminating lenders from investigation. Ross and Yinger devise new procedures to overcome these weaknesses and show how the procedures can also be applied to discrimination in loan-pricing and credit-scoring."--Jacket.
TOPICAL NAME USED AS SUBJECT
Discrimination in mortgage loans-- United States.
Discrimination dans les prêts hypothécaires-- États-Unis.
Discriminatie.
Discrimination in mortgage loans-- United States.
Discrimination in mortgage loans.
Huiseigenaren.
Hypotheken.
Leningen.
GEOGRAPHICAL NAME USED AS SUBJECT
United States.
7
DEWEY DECIMAL CLASSIFICATION
Number
332
.
7/2/0973
Edition
21
LIBRARY OF CONGRESS CLASSIFICATION
Class number
HG2040
.
2
Book number
.
R67
2003
OTHER CLASS NUMBERS
Class number
71
.
62
System Code
bcl
PERSONAL NAME - PRIMARY RESPONSIBILITY
Ross, Stephen L.
PERSONAL NAME - ALTERNATIVE RESPONSIBILITY
Yinger, John,1947-
ORIGINATING SOURCE
Date of Transaction
20201204170848.0
ELECTRONIC LOCATION AND ACCESS
Electronic name
مطالعه متن کتاب [Book]
Y
