The elements of repairing credit -- Assess your financial situation -- Reducing current expenses and debts -- Reducing your mortgage debt -- Reducing debt through bankruptcy -- Credit scores and credit reports: the nuts and bolts -- Improving your credit score and credit report -- Avoiding identity theft -- Finding money to pay your debts -- Negotiating with creditors and collection agencies -- Debt repayment plans -- Building positive credit history -- Choosing and using credit and debit cards.
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SUMMARY OR ABSTRACT
Text of Note
"A how-to guide for cleaning up credit reports, maintaining/improving credit scores, paying debt and building credit for the future, with forms to handle existing debts, avoid overspending, and deal with collection agencies. The 10th edition is reorganized with information on bankruptcy, foreclosure and mortgage debt, and the Credit CARD Act"--Provided by publisher.
TOPICAL NAME USED AS SUBJECT
Consumer credit-- Law and legislation-- United States.
Consumer credit-- United States, Handbooks, manuals, etc.
Finance, Personal-- United States, Handbooks, manuals, etc.