Are You Drowning in Debt? -- The Ten Myths of Credit -- Where Did I Go Wrong? Analyzing Your Personal Situation -- SOS! Warning Signs of Debt -- Deciding Who to Pay First: Prioritizing Your Debts -- Increasing Your Income While You're in a Slump -- Tips to Save Money to Pay Off Your Debt -- Setting Up Your Budget -- Stating Your Case to Creditors -- Tips to Get Out of Debt -- Debt Free! Now What? -- What Card Should You Have? -- Breaking the Habits of Debt -- Cost Savings Converting to a Biweekly Mortgage -- The Fair Debt Collection Practices Act.
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McNaughton constructs a practical and proven roadmap for shaking the debt monster and achieving total financial freedom. Debt-ridden consumers get help to identify the warning signs and prepare to take action, prioritize debts and decide which to pay off first, and negotiate with creditors as necessary.