This book is designed to help you in many ways. While its main objective is to save you money, precisely how much you wish to save depends on you. There are ways to save a little and other ways to make greater savings. Some require very little in the way of effort, others are not possible without a certain degree of sacrifice or compromise in your life. Most of us do not earn as much as we think we need, and are constantly left wishing for that little bit extra. This book will not necessarily make you money, which is a different area altogether, but it will help you to utilise what money you.