عنوان
پدید آورنده
موضوع
رده
کتابخانه
محل استقرار
شماره کتابشناسی ملی
شماره
TL58087
زبان اثر
زبان متن نوشتاري يا گفتاري و مانند آن
انگلیسی
عنوان و نام پديدآور
عنوان اصلي
Effects of Loan Delinquency and National Culture on the Relationship Between Outreach and Sustainability of Microfinance Institutions
نام عام مواد
[Thesis]
نام نخستين پديدآور
Zainuddin, Mohammad
نام ساير پديدآوران
Yasin, Ida Md
وضعیت نشر و پخش و غیره
نام ناشر، پخش کننده و غيره
Universiti Putra Malaysia (Malaysia)
تاریخ نشرو بخش و غیره
2019
يادداشت کلی
متن يادداشت
164 p.
یادداشتهای مربوط به پایان نامه ها
جزئيات پايان نامه و نوع درجه آن
M.S.
کسي که مدرک را اعطا کرده
Universiti Putra Malaysia (Malaysia)
امتياز متن
2019
یادداشتهای مربوط به خلاصه یا چکیده
متن يادداشت
The microfinance industry in recent years has witnessed a paradigm shift from subsidized credit to sustainable for-profit microfinance. The increasingly commercial approach raises concern over whether sustainability comes at the expense of outreach to the poorest. The ability of microlenders to simultaneously achieve the dual missions of commercial profit and social outreach is highly debated. This thesis argues that sustainability-seeking microbanks move upmarket and end up excluding the poorest as they find it more attractive to issue larger loans to relatively richer clients. So, sustainability comes at the expense of outreach and there is a trade-off between the two goals. The trade-off is attributed to the high transaction cost of small loans; but this study suggests that loan delinquency also plays an important role in explaining the relationship. Considering microfinance's deep embeddedness in cultural contexts, the thesis also maintains that the outreach-sustainability relationship can be affected by national culture where microfinance institutions are located. The central aim of this research, therefore, is to empirically test the direct effect of outreach on microfinance sustainability and the mediating and moderating effects of loan delinquency and national culture respectively on this effect. The thesis uses four econometric models and undertakes a rigorous quantitative analysis of a global dataset of microfinance firms. The design of this research is explanatory in nature, and linear panel regression technique is used for analyzing the data. The findings confirm the existence of trade-off as well as the hypothesized effects of delinquency and culture. Given the current knowledge gaps and the applied implications of the trade-off, this study is both of theoretical and practical significance. The research provides a deeper insight into the trade-off debate and contributes to literatures of both microfinance and cross-cultural management.
اصطلاحهای موضوعی کنترل نشده
اصطلاح موضوعی
Economics
اصطلاح موضوعی
Finance
اصطلاح موضوعی
Management
اصطلاح موضوعی
Social research
نام شخص به منزله سر شناسه - (مسئولیت معنوی درجه اول )
مستند نام اشخاص تاييد نشده
Zainuddin, Mohammad
نام شخص - ( مسئولیت معنوی درجه دوم )
مستند نام اشخاص تاييد نشده
Yasin, Ida Md
شناسه افزوده (تنالگان)
مستند نام تنالگان تاييد نشده
Universiti Putra Malaysia (Malaysia)
دسترسی و محل الکترونیکی
نام الکترونيکي
مطالعه متن کتاب وضعیت انتشار
فرمت انتشار
p
اطلاعات رکورد کتابشناسی
نوع ماده
[Thesis]
کد کاربرگه
276903
اطلاعات دسترسی رکورد
سطح دسترسي
a
تكميل شده
Y
