عنوان
پدید آورنده
موضوع
رده
کتابخانه
محل استقرار
شماره کتابشناسی ملی
شماره
TL54232
زبان اثر
زبان متن نوشتاري يا گفتاري و مانند آن
انگلیسی
عنوان و نام پديدآور
عنوان اصلي
Effect of Financial Inclusion on Performance of Small and Medium Scale Enterprises in Nigeria
نام عام مواد
[Thesis]
نام نخستين پديدآور
Sheriff, Abdulmalik Tope
نام ساير پديدآوران
Ijaya, Muftau Adeniyi
وضعیت نشر و پخش و غیره
نام ناشر، پخش کننده و غيره
Kwara State University (Nigeria)
تاریخ نشرو بخش و غیره
2019
يادداشت کلی
متن يادداشت
94 p.
یادداشتهای مربوط به پایان نامه ها
جزئيات پايان نامه و نوع درجه آن
M.S.
کسي که مدرک را اعطا کرده
Kwara State University (Nigeria)
امتياز متن
2019
یادداشتهای مربوط به خلاصه یا چکیده
متن يادداشت
Small and Medium Enterprises (SMEs) have popularly been argued to contribute positively to economic growth of countries of the world through their positive effect on socio-economic development of the countries. However SMEs access to credit remains essential for SMEs continued positive contribution. Despite the SMEs financial inclusion programs in Nigeria, there has been gross under-performance of the SMEs' sector due to poor access to financial resources from the financial institutions. Indeed, this has undermined SMEs' contribution to economic output and growth. The main objective of this study is to examine the effect of financial inclusion on performance of small and medium scale enterprises in Nigeria. The specific objectives are to: (i) investigate the effect of financial depth on SMEs performance in Nigeria; (ii) determine the effect of bank lending rate on SMEs performance in Nigeria; (iii) investigate the effects of SMEs loan on the SMEs performance in Nigeria; and (iv) evaluate the influence of bank deposit rate on SMEs performance in Nigeria. The study employed secondary data which was obtained from Central Bank Statistical Bulleting and Nigeria Bureau of Statistics within the period of 1980-2017. The data obtained were subjected to ordinary least squares regression techniques, pairwise correlation matrix to determine the correlation between financial inclusion variables. Augmented Dickey-Fuller (ADF) was carried out to test the unit root among the variables. The results revealed that: the explanatory variable explained about over 54% variation in the SME performance (SMEPF) with R-squared of 0.541515; also not all the variables were stationary at level but were all stationary at first difference; financial inclusion variables such as SMEs loan to investor (SMELN) and deposit money bank deposit rate (BDR) were positive and significant to SMEs performance at 5% level of significance with (SMELN) p-values=0.0428 and the coefficient value of 0.000107; (BDR) p-values=0.0496 with the coefficients value of 0.035027; while deposit money bank lending rate (BLR) had negative coefficient value of -0015634 and significant with p-values=0.0373 and financial deepening (FD) insignificant affect SMEs output at 5% level of significance with p-values=0.5202 and a coefficient value of 0.045536. The study concluded that there is high propensity for SMEs output to boost Nigeria economic activities and growth if all financial inclusion indicators are well put in place by the monetary authorities. The study therefore recommends that Nigeria government should put in place appropriate financial inclusion policies that will enable SMEs easy access to finance and loan facilities at reduce cost.
اصطلاحهای موضوعی کنترل نشده
اصطلاح موضوعی
Economics
اصطلاح موضوعی
Finance
نام شخص به منزله سر شناسه - (مسئولیت معنوی درجه اول )
مستند نام اشخاص تاييد نشده
Sheriff, Abdulmalik Tope
نام شخص - ( مسئولیت معنوی درجه دوم )
مستند نام اشخاص تاييد نشده
Ijaya, Muftau Adeniyi
شناسه افزوده (تنالگان)
مستند نام تنالگان تاييد نشده
Kwara State University (Nigeria)
دسترسی و محل الکترونیکی
نام الکترونيکي
مطالعه متن کتاب وضعیت انتشار
فرمت انتشار
p
اطلاعات رکورد کتابشناسی
نوع ماده
[Thesis]
کد کاربرگه
276903
اطلاعات دسترسی رکورد
سطح دسترسي
a
تكميل شده
Y
