Microcredit guarantee funds in the Mediterranean :
General Material Designation
[Book]
Other Title Information
a comparative analysis /
First Statement of Responsibility
Paola Leone (Professor of Banking and Finance,Sapienza University of Rome, Italy) and Pasqualina Porretta (Senior Lecturer in Banking and Finance, La Sapienza University of Rome, Italy).
PHYSICAL DESCRIPTION
Specific Material Designation and Extent of Item
xiii, 233 pages ;
Dimensions
23 cm
INTERNAL BIBLIOGRAPHIES/INDEXES NOTE
Text of Note
Includes bibliographical references and index.
CONTENTS NOTE
Text of Note
Machine generated contents note: -- 1. Introduction; Paola Leone and Pasqualina Porretta2. Regulatory Framework and Supervisory Authorities in Microcredit Sector; Paola Leone, Fabio Massimo Mango, Ida C. Panetta and Pasqualina Porretta3. Mapping Microcredit Institutions/Operators; Paola Leone, Sabrina Leo, Ida C. Panetta and Pasqualina Porretta4. The Microcredit Guarantee Funds and Institutions; Paola Leone, Sabrina Leo, Ida C. Panetta and Pasqualina Porretta5. Nearly Conclusive Considerations; Paola Leone and Pasqualina Porretta.
8
SUMMARY OR ABSTRACT
Text of Note
"Microfinance/microcredit today is facing two challenges. Firstly, it needs be more economically and financially sustainable. Secondly, it needs to increase its outreach in order to have a more significant impact on poorer areas of the world. Access to credit for the poorest people is a trade-off between economic and financial sustainability and the spread of activity. Greater innovation in processes and products is required in order to reduce transactional costs and informational asymmetries, extend the term structure of contracts and provide suitable assessment and risk management in the microfinance sector. This book offers a comprehensive comparative analysis of the most significant models of microcredit guarantee funds adopted in three South European countries (Italy, France, Spain) and in three North African countries (Morocco, Tunisia, Egypt). It provides a clear picture of microcredit guarantee funds in each country, focusing on three keys areas: analysis of the regulatory framework, mapping of microcredit institutions and analysis of the main features of guarantee funds. The authors highlight the strengths and weaknesses of the microcredit guarantee system and provide regulatory or operative solutions which may improve the economic sustainability of microcredit institutions and, ultimately, contribute to facilitating access to credit for microenterprises and the microborrower. The book will be a valuable resource for supervisors, microcredit institutions, guarantee intermediaries and financial intermediaries"--
TOPICAL NAME USED AS SUBJECT
Microfinance-- Mediterranean Region.
Microfinance.
BUSINESS & ECONOMICS / Finance.
BUSINESS & ECONOMICS / Insurance / Risk Assessment & Management.