Access to bank credit by smallholder farmers in Tanzania:
نام عام مواد
[Article]
ساير اطلاعات عنواني
a case study
نام نخستين پديدآور
Nsubili Isaga
وضعیت نشر و پخش و غیره
محل نشرو پخش و غیره
Leiden
نام ناشر، پخش کننده و غيره
Brill
یادداشتهای مربوط به خلاصه یا چکیده
متن يادداشت
Tanzania like many other developing countries is highly dependent on agriculture for income generation and job creation for its citizens. Because the sector is mainly composed of smallholder farmers, lack of finance remains the leading obstacle to development. This study seeks to determine factors that affect access to bank credit by smallholder farmers in the Mvomero District of Morogoro, Tanzania. The study used a cross-sectional design, with data being collected via the survey method. Purposeful sampling was used to obtain the respondents who fitted into the study objective. The data were analyzed using descriptive statistics and a logistic regression model. The Logit regression model in particular was employed to determine factors that affect smallholder farmers' access to bank services. The study reveals that the value of assets invested in farming activities, education and gender are significant factors affecting smallholder farmers' access to bank credit. Policy recommendations include the establishment of a government bank that would exclusively provide financial services to agriculturalists by establishing a credit guarantee scheme, and the development of new financial products by the banks that would cater to the needs of smallholder farmers.
مجموعه
تاريخ نشر
2018
توصيف ظاهري
241-256
عنوان
Afrika Focus
شماره جلد
31/1
شماره استاندارد بين المللي پياييندها
2031-356X
اصطلاحهای موضوعی کنترل نشده
اصطلاح موضوعی
access
اصطلاح موضوعی
bank credit
اصطلاح موضوعی
logit regression
اصطلاح موضوعی
smallholder farmers
نام شخص به منزله سر شناسه - (مسئولیت معنوی درجه اول )