عنوان
پدید آورنده
موضوع
رده
کتابخانه
محل استقرار
NATIONAL BIBLIOGRAPHY NUMBER
Number
TL50592
LANGUAGE OF THE ITEM
.Language of Text, Soundtrack etc
انگلیسی
TITLE AND STATEMENT OF RESPONSIBILITY
Title Proper
Impact of Islamic Microfinance on Borrower's Income in Pakistan: A Case Study of Akhuwat
General Material Designation
[Thesis]
First Statement of Responsibility
Mahmood, Humera Tariq
Subsequent Statement of Responsibility
Shirazi, Nasim Shah
.PUBLICATION, DISTRIBUTION, ETC
Name of Publisher, Distributor, etc.
Hamad Bin Khalifa University (Qatar)
Date of Publication, Distribution, etc.
2019
GENERAL NOTES
Text of Note
115 p.
DISSERTATION (THESIS) NOTE
Dissertation or thesis details and type of degree
M.S.
Body granting the degree
Hamad Bin Khalifa University (Qatar)
Text preceding or following the note
2019
SUMMARY OR ABSTRACT
Text of Note
Microfinance is a process of providing financial access in the form of micro-credits, and other services such as micro-insurance, savings, checking accounts and payment systems to the poor who do not have access to conventional banking. Lack of collateral and capital assets put limitations on the marginalized community to access the funds through the conventional banking system which leads to their financial exclusion. It is grasped that the objective of financial inclusion can be achieved at its full potential through redistributive instruments (Zakah, Awqaf, Qard al-hassan) of the Islamic microfinance industry. Pakistan Microfinance Review (2017) revealed that Akhuwat (A leading Islamic microfinance organization based on voluntarism and philanthropy) had maintained its outreach top spot in terms of Active Borrowers (820,000) during the year 2017. This study is conducted to analyze microfinance services provided by Akhuwat and its effects on borrowers' income and consumption. The study adopted the qualitative research design by applying questionnaire and interviewing techniques to collect data. The study finds that there was a reasonable increase in the income and consumptions of the borrowers. Results indicate an average increase of 18 % in rural borrowers' income and an average increase of 23% in urban borrowers' income. The study recommends that vocational training should be provided to people in rural areas to enable them to engage in diverse business activities instead of solely relying on agriculture related business.
UNCONTROLLED SUBJECT TERMS
Subject Term
Banking
Subject Term
Finance
PERSONAL NAME - PRIMARY RESPONSIBILITY
Mahmood, Humera Tariq
PERSONAL NAME - SECONDARY RESPONSIBILITY
Shirazi, Nasim Shah
CORPORATE BODY NAME - SECONDARY RESPONSIBILITY
Hamad Bin Khalifa University (Qatar)
ELECTRONIC LOCATION AND ACCESS
Electronic name
مطالعه متن کتاب p
[Thesis]
276903
a
Y
