There's no time to save money like the present -- The recession test and other consciousness-raising tools -- Are employee benefits benefiting you? -- There's no accounting for waste -- Money in the bank -- Utilize savvy in controlling utility and Internet costs -- Employees: the economics of keeping the good ones and losing the bad ones -- Don't sell yourself short: controlling sales and marketing costs -- Avoid manufacturing more costs than you already have -- Capital investments versus capital punishment -- Purchasing everything from cleaning services to coffee -- Hidden opportunities: the savings that exist beneath the surface -- Indirect strategies to generate savings -- Afterword: so much to save, so little time to save it.