It's not just plastic-- It's money -- Show me the money! : credit card rebates -- Unlock the key to huge savings : master credit card rates and transfer offers -- Avoid problems that hinder maximum profits -- How to slash your debt and keep your hard-earned money for yourself -- Watch out : traps and scams can cost you big bucks! -- Start out on the right foot : credit cards for students and saving for college -- Use targeted cards to your financial advantage -- Your credit report and score : the better you look, the more you profit -- Maximize the benefits of your cards by taking advantage of additional free perks -- Master advanced card techniques to save and make money -- Capitalize on future card trends.
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Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.