Part I: FOUNDATIONS OF FINANCIAL PLANNING -- 1. Understanding the Financial Planning Process -- 2. Using Your Financial Statements and Budgets -- 3. Preparing Your Taxes -- Part II: MANAGING BASIC ASSETS -- 4. Managing Your Cash and Savings -- 5. Making Automobile and Housing Decisions -- Part III: MANAGING CREDIT -- 6. Using Credit -- 7. Using Consumer Loans -- Part IV: MANAGING INSURANCE NEEDS -- 8. Insuring Your Life -- 9. Insuring Your Health -- 10. Protecting Your Property -- Part V: MANAGING INVESTMENTS -- 11. Investment Planning -- 12. Investing in Stocks and Bonds -- 13. Investing in Mutual Funds, ETFS, and Real Estate -- Part VI: RETIREMENT AND ESTATE PLANNING -- 14. Planning for Retirement -- 15. Preserving Your Estate -- Appendix A: Table of Future Value Factors -- Appendix B: Table of Future Value Annuity Factors -- Appendix C: Table of Present Value Factors -- Appendix D: Table of Present Value Annuity Factors -- Appendix E: Using a Financial Calculator.