Table of Contents; Introduction; 1. A Discovery; 2. Your Home Mortgage; 3. Loyalty; 4. Getting To Know Your Banker; 5. Debt; 6. The Credit Report; 7. How To Self-Qualify for a Mortgage; 8. How Lenders Market Mortgage Products; 9. How to Determine the True Cost of Borrowing; 10. Shopping for a Mortgage; 11. Hidden Dangers in the Pre-Approval Process; 12. The Mortgage Closing; 13. How To Keep Your Home; 14. How To Successfully Buy Your Next Home; 15. How To Manage Your Mortgage; 16. Index.
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Credit cards can be as hazardous to your financial health as cigarettes are to your lungs, says Richard Baughman, and credit card companies will lure you in and keep you hooked more effectively than Joe Camel. During nearly thirty years as a loan officer at a number of Canadian banks and trust companies, Richard Baughman handled over 50,000 credit applications, and he learned that most people put less thought into shopping for a loan than they do into shopping for shoes! Naively believing that customer loyalty carries weight with the banks, or that credit reports are clean just because payment.
Debt.
Finance, Personal.
Mortgage loans.
Dettes.
Prêts hypothécaires.
BUSINESS & ECONOMICS-- Personal Finance-- Budgeting.
BUSINESS & ECONOMICS-- Personal Finance-- Money Management.