Credit on the doorstep : the tallymen -- The rise of the provident system : check trading -- Retail capitalism in the parlour : mail order catalogues -- The moneylender unmasked -- Doorstep moneylending since the 1950s -- Formal and informal co-operative credit -- Renewed hope for mutuality: credit unions -- Conclusion : easy terms remain elusive.
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This text examines the history of consumer credit and debt in working class communities. Concentrates on forms of credit that were traditionally very dependent on personal relationships and social networks, it covers how community-based arrangements declined as more impersonal forms of borrowing emerged during the 20th century.